Home Insurance in Houston, TX
Having home insurance is one of the most important steps you can take as a homeowner in Texas. At MSB Insurance Group, we help you find coverage suited to your property and needs.
What Does Home Insurance Cover?
A standard policy usually includes the following:
- Dwelling coverage can help pay to repair or rebuild your home if it’s damaged by covered events such as fire or vandalism.
- Other structures coverage may assist with damage sustained by additional buildings on your property, such as detached garages, sheds and guest houses.
- Personal property coverage may cover your belongings, like furniture, electronics and clothing, if they’re stolen or damaged.
- Liability coverage may cover costs if you’re at fault for someone else’s injuries or if you accidentally damage someone else’s property.
- Additional living expenses coverage may cover extra costs if you need to live elsewhere while your home is being repaired after a covered loss.
Depending on your needs, you may also consider additional options such as flood insurance, extended replacement cost coverage or scheduled property coverage for valuable items.
How Do I Choose the Right Coverage?
To make sure you have enough coverage, you may consider the potential cost of rebuilding your home after a covered event. This can include local construction costs, fixtures and special materials.
You can also estimate the value of your belongings, including furniture, electronics, clothing and other personal items. For liability coverage, you may assess your lifestyle and risks to choose an amount that suits your needs.
Why Work With MSB Insurance Group?
At MSB Insurance Group, we work with leading carriers to offer policy options and competitive rates, helping you find the right coverage. Contact us or visit our page for a free quote.